PLEASE READ THESE NOTICES, DISCLOSURES AND TERMS OF USE CAREFULLY AS THEY CONTAIN IMPORTANT INFORMATION.

EFFECTIVE DATE: March 30, 2022

NOTICES
Andina Capital Management, LLC DBA Andina Advisors (“Andina”) is a SEC registered investment adviser. Andina may only transact business in those jurisdictions in which it is registered or qualifies for an exemption or exclusion from registration requirements. Andina’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Andina’s web site on the Internet should not be construed by any consumer and/or prospective client as Andina’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Andina with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Andina.  A copy of Andina’s current written disclosure statement discussing Andina’s business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov (See “Disclosure Brochure ADV Part 2A on this site) or from directly from Andina upon request at no additional cost by emailing info@andinaadvisors.com.

This website and information are provided for guidance and information purposes only.  Investments involve risk and unless otherwise stated, are not guaranteed.  Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy.  This website and information are not intended to provide investment, tax, or legal advice.

By accessing or using this website you signify that you have read, understand and agree to be bound by these Terms of Use.

Proprietary Rights in Site Content; Limited License
All content on the Site, including designs, text, graphics, pictures, video, information, applications, software, music, sound and other files, and their selection and arrangement (the “Site Content”), are the proprietary property of Andina Capital Management, LLC, its users or its licensors with all rights reserved. No Site Content may be modified, copied, distributed, framed, reproduced, republished, downloaded, displayed, posted, transmitted, or sold in any form or by any means, in whole or in part, without Andina’s prior written permission, except that the foregoing does not apply to your own User Content (as defined below) that you legally post on the Site.

You are granted a limited license to access and use the Site and the Site Content and to download or print a copy of any portion of the Site Content to which you have properly gained access, provided that you keep all copyright or other proprietary notices intact. Any use of the Site or the Site Content other than as specifically authorized herein, without the prior written permission of Andina, is strictly prohibited and will terminate the license granted herein. Such unauthorized use may also violate applicable laws including copyright and trademark laws and applicable communications regulations and statutes.

Limitation of Liability
Andina is not responsible for any technical malfunction or other problems of any telephone network, computer systems, servers or providers, computer or mobile phone equipment, software, failure of email or players on account of technical problems or traffic congestion on the Internet or at any Site or combination thereof, including injury or damage to User’s or to any other person’s computer, mobile phone, or other hardware or software, related to or resulting from using or downloading materials in connection with the Web and/or in connection with the Membership, including any Mobile Client software.

Under no circumstances will Andina be responsible for any loss or damage, including any loss or damage to any User Content or personal injury or death, resulting from anyone’s use of the Site, any User Content or Third Party Applications, Software or Content posted on or through the Site or transmitted to Users, or any interactions between users of the Site, whether online or offline.

Andina reserves the right to change these Terms of Use at any time, effective immediately upon posting on the Site. Please check this page of the Site periodically. If you violate these Terms of Use, Andina may terminate your use of the Site, bar you from future use of the Site, cancel your Membership, and/or take appropriate legal action against you.

PRIVACY STATEMENT

This privacy statement, effective March 29, 2022, applies to this Site and other Sites on servers owned by Andina Capital Management, LLC (Andina). At Andina Capital Management, LLC protecting our clients’ privacy is paramount; we recognize that an individual’s financial matters are extremely private and sensitive in nature. Our commitment is to maintain strict standards to always safeguard your personal financial information, while diligently seeking to continue to bring you valuable products and services.
This information is being provided to you as required by Regulation S-P that was adopted in the year 2000 by the Securities and Exchange Commission to modernize the laws governing the financial services industry.

Information We Collect and Share
The personal financial information we collect directly from you includes information required to communicate with you and to assist us effectively address your financial needs, as well as to operate prudently in complying with the legal and regulatory requirements imposed by federal and state regulations.

Such personal financial information we may collect and share is made available to us from the following sources:

• Information received on applications and other forms, such as your name, mailing address, telephone number, e-mail address, fax number; and to identify who you are, your Social Security number.
• Information about your financial transactions with us, our affiliates, or others, such as account balance, securities trading activity, fund transfers, and checking transactions
• Information as required by law to ascertain your experience in margin use and trading, such as your approximate annual income and net worth
• Information we may obtain about you from a consumer reporting agency, such as your creditworthiness and credit history

In all cases, we collect and share only personal financial information that is either required by law or necessary to provide personalized financial services to you.
Other information we may collect indirectly from you includes your IP address, browser type, and operating system used when you access our Web site. We do this through the use of cookies, which are small text files sent from the Web server to your computer. Cookies help us to know you better by providing operational data we can use to aid your interaction with our Web site and improve its navigation and usability.

Standing alone, cookies, GIFs and other Web tools, as well as data derived from them, do not identify you personally – they merely recognize your browser. Unless you choose to identify yourself to us by requesting additional information through our Web site about our service, you will remain anonymous.

Other Use of Your Personal Information
In the course of conducting investment advisory services on your behalf, there are occasions where we may engage affiliated and/or nonaffiliated companies to (i) service or process a financial product or service requested by you or, (ii) to maintain or service your account(s). These companies may be engaged in a related business such as mutual funds, annuities or other insurance product, consumer banking, mortgage lending, securities brokerage, investment advisory or tax, estate or financial planning. Or they may be engaged in some service such as a transfer agent, clearing or custodial firm, accounting or reporting, systems operation or marketing. In such cases, the personal financial information we may share about you with these companies is necessary and permissible by law to administer, process, service, and enforce a transaction that you requested or authorized.

We may also share some or all your personal financial information with your legal representative, trustee or other fiduciary, or where we need to protect the confidentiality and security or our records, or to prevent potential or actual fraud unauthorized transactions, claims or other liability, for institutional risk control or resolving customer disputes or inquiries.

Also, as permissible by law, we may provide your personal financial information on request, for example, to insurance rate advisory organizations; funds guaranty agencies; agencies rating our compliance with industry standards; and our attorneys, accountants and auditors. In addition, subject to the Right to Financial Privacy Act, sharing of your personal financial information is permitted on request by a law enforcement agency, regulator, self-regulatory agency or in a public safety investigation. Such sharing of your personal financial information is also permitted on request by a consumer reporting agency in accordance with the Fair Credit Reporting Act, or to comply with federal, state or local laws, rules or regulations, including requirements of self-regulatory organizations or a subpoena or judicial process.

Outside of the exceptions mentioned above and as permitted by law, we will not share your personal financial information with anyone, unless you specifically ask us in writing to do so.

Confidentiality and Security
When we share your personal financial information with affiliated and/or nonaffiliated companies, they are not allowed to use your personal financial information for their own purposes and are contractually obligated to maintain strict confidentiality. We limit their use of your personal financial information to the performance of the specific service we have requested.

We restrict access to your personal financial information to employees who need to know such information in providing products or services to you. We maintain physical, electronic, and procedural safeguards that comply with applicable federal regulations to guard your personal financial information. Of course, even with these safeguards, we cannot guarantee that your personal financial information will always be safe from unauthorized sharing, and we assume no responsibility or liability in that event, except as and to the extent that may be imposed by law.

Miscellaneous

• We reserve the right to change this Privacy Notice at any time. In that event, we will inform you of any material changes as required by law
• If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices described in this notice
• Please keep this Privacy Notice for your records. Download it here.
• This Privacy Notice has been established and is given in accordance with applicable federal law. It is not intended and in no event shall it be deemed to constitute an offer or agreement of any kind on our part or to impose any duty or obligation of any kind upon us except as and to the extent expressly required by law

IP Address
We log all connections to our web servers. Those log files include your IP address. An IP address is NOT personally identifiable information, but general information about your location, connection to the Internet, and your Internet Service Provider. We use your IP address to help diagnose problems with our server and to administer the Sites.

Cookies
“Cookies” are small pieces of information stored in a user’s browser that give that user a unique identification. If you are accessing our protected content, we will use cookies for authentication purposes only. All cookies are established on a per session basis, and are not permanently stored on your machine.

Contact Form
The Sites’ contact forms may request that users provide contact information (such as their name, mailing address, telephone number and e-mail address). We use this contact information to send the user additional information. A user’s contact information may also be used by us to contact the user directly. We do not disclose, sell or rent your contact information to third parties except when required to disclose such information by law or in response to a request from a law enforcement agency or authority.

In compliance with the Children’s Online Privacy Protection Act, 15 U.S.C. §§ 6501-06 and 16 C.F.R., §§ 312.1-312.12, our Sites do not permit children under 13 years of age to become users, and we do not collect personally identifiable information from children. By using our Sites, you represent that you are not under 13 years of age.

Except with regard to any contact information you may provide us via the Site, all comments, feedback, information or materials submitted to Andina through or in association with this website (collectively, “Feedback”) will be considered non-confidential and the property of Andina. By submitting such Feedback to Andina, you agree that you assign to Andina, without charge, all worldwide rights, title and interest, including copyrights and other intellectual property rights, in and to the Feedback. Andina shall be free to use such Feedback on an unrestricted basis.

Security
The Sites have security measures in place to protect against the loss, misuse and alteration of the information under our control; however, Andina does not guarantee the performance or adequacy of such security measures.

Links to Other Websites and Articles
Andina throughout this website has provided links to various other websites. While Andina believes this information to be current and valuable to its clients, Andina provides these links on a strictly informational basis only and cannot be held liable for the accuracy, time sensitive nature, or viability of any information shown on these sites.

Contact Us
To remove or change your contact information in our database, or to not receive future mailings or other communications, as well as for all other inquiries, please contact us at any time.