ANDINA ADVISORS

Andina Advisors is a SEC registered investment adviser. Andina Advisors may only transact business in those jurisdictions in which it is registered or qualifies for an exemption or exclusion from registration requirements. Andina Advisors’ website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Andina Advisors’ website on the Internet should not be construed by any consumer and/or prospective client as Andina Advisors’ solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Andina Advisors with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Andina Advisors, a copy of Andina Advisors’ current written disclosure statement discussing Andina Advisors’ business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or directly from Andina Advisors upon request at no additional cost. (contact Andina Advisors at [email protected]). This website and information are provided for guidance and information purposes only. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy. This website and information are not intended to provide investment, tax, or legal advice. Insurance products and services are offered and sold through individually licensed and appointed insurance agents. The opinions expressed herein are those of Andina Advisors and are subject to change without notice. The opinions referenced are as of the date of publication and are subject to change due to changes in the market or economic conditions and may not necessarily come to pass. Any opinions, projections, or forward-looking statements expressed herein are solely those of the author, may differ from the views or opinions expressed by other areas of Andina Advisors, and are only for general informational purposes as of the date indicated.